Retirement Solutions for Public Educators
We help public employees retire at the youngest age with the greatest benefits.
Free • Phone or Zoom • No obligation
Where public educators can find flexible and comprehensive retirement solutions to protect their future.
44
years serving educators
8,500+
educators served
60+
school districts
5
Google rating
Sandstrom & Associates began serving California's public educators in 1982. We have since grown to operate and serve thousands of educators in districts across the nation. Our mission is to ensure our clients retire at the youngest age with the greatest benefits. We use modern analytical software to calculate our clients optimal path towards retirement and guide them every step of the way. We look forward to speaking to you or your campus to ensure you're taking the right steps towards a secure retirement.
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S&A offers retirement and insurance solutions to public school employees. These plans provide individuals the opportunity to save towards retirement automatically from each paycheck. These savings opportunities help bridge the gap between the loss and need for income in retirement. These plans include, but are not limited to:
- 403(b) / Roth 403(b) - Savings plans funded directly from each paycheck offering growth potential and additional features. Certificated and Classified public school employees have the flexibility to choose how much to save each pay period up to the annual maximum allowed by the IRS (Maximum 403(b) contribution limits for 2022).
- IRA / ROTH IRA - Long term savings offering growth potential and additional features. Do you have a loved one who is not a public school employee, but is also in need of retirement or insurance solutions? Talk to our team to discover the benefits and if they will qualify for an individual retirement account. Individuals may contribute up to the maximum allowed by the IRS (Maximum IRA contribution limits for 2022).
- Life Insurance Individuals are typically offered a base life insurance plan through their employer while employed. Understanding the coverage you may have in place and plans to meet your insurance needs is imperative. These insurance opportunities provide a resource to help bridge the gap from the coverage provided and coverage needed to meet your insurance goals. These plans include, but are not limited to:
- Term Life Insurance
- Whole Life Insurance
- Indexed Universal Life Insurance
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Choose either a phone or video review
View Retirement Options
Speak with a professional to estimate the gap between your working and pension income. Learn how your state pension can work for you to close this gap.
Secure Your Retirement
Close the gap between your loss of income and working income while in retirement.
Educators working past their 65th birthday has increased 117% in 8 years
Educators working past their 65th birthday has increased 117% in 8 years
Cost of Living
- 133% increase for family health premiums since 2002
- 5.8% annual Los Angeles housing inflation in 2019
Longer Lives
- The American lifespan has increased 20 years since 1970
- Keeping pace with higher healthcare costs over a longer life on a fixed income is a critical challenge
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- What will my pension pay?
- What is my retirement income gap?
- What are my options?
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