My Mission Statement
Empower public employees to financially secure their retirement
Edward Sandstrom works with district approved vendors to manage savings plans for educators across the United States. He ensures your retirement plan fits your specific needs and stays responsive to changes to your state pension and circumstances. Missing any of the many nuanced details in a retirement plan can have tangible consequences throughout your post-work life. Edward closes this information gap to ensure you are on track to meet your retirement goals.
Edward and his coworkers at S&A are best described as a boutique retirement services firm with nearly 100 years of combined experience offering public employees retirement and investment services throughout the United States.
- Life Insurance
Edward holds the role of educators in our society to the highest regard and believes knowledge is a public good. In support of these values, he is a sponsor of the Massachusetts Institute of Technology's Mirror Site (MSP) & OpenCourseWare (OCW) Programs.
The MSP is a free program sponsored by MIT that will bring an up-to-date catalog of semester-long courses on hundreds of topics to your school's campus. This is to ensure students have access to and can reliably stream these materials even if they lack a reliable internet connection at home. Additionally, OCW also supports teachers by sharing open-sourced teaching methods used by MIT professors.
We have helped thousands of public school employees maximize their state pension and supplemental plans. Whether you are a first year teacher or are in the process of retiring we guide you every step of the way towards retiring at the youngest age possible with the greatest benefits.
Many school districts have over 50 companies that are on the Approved Vendor list which can be very overwhelming when choosing who to invest with. So often we hear teachers say that they just started their 403(b)/TSA with the first company that they met with, "Aren't they all the same?" No, they are not all the same! Selecting a retirement plan not tailored to your needs can leave you working years more than needed to achieve the retirement payout you want.
Long Term Care
Life Insurance and Long Term Care sold separately can get expensive. Our clients utilize hybrid Life Insurance products that offer cash accumulation and a Long Term Care feature. These policies can play a very important role in maximizing your state pension and protect the ones you love.
Whether you are a first year teacher or are about to retire, letting time go by without understanding your retirement options can be costly.
Ask Me About Your State Pension
Fill out the form below if you have a generic question about your state pension